How much money will you spend on VD this year?

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Ok, so I just couldn’t resist that headline. VD is short for Valentine’s Day, for all of you who thought something different, I am sorry. There is nothing romantic about going into debt just to say, “I love you!” Over the years, there has been countless things I have spent too much money on just […]

Being a kid is hard, thinking you’re a poor kid can be devastating

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Being a kid is hard enough these days especially if they are a teenager. The added pressure of feeling like they are poor will destroy their self-esteem. But buying them everything they want is not the answer either. Instead, communicate with you kids about money. Teach them how money works, so that when they grow […]