Ok, so I just couldn’t resist that headline. VD is short for Valentine’s Day, for all of you who thought something different, I am sorry.
There is nothing romantic about going into debt just to say, “I love you!”
Over the years, there has been countless things I have spent too much money on just because it was expected or so I thought anyways.
Valentine’s Day is one of those occasions. I would spend a couple of hundred dollars to say, “I love you.”
One time I bought a huge card for $17, it was the size of a poster board. My wife keeps all of the cards I give her in a shoe box. This one was too big to fit. It was an epic fail!
Another time, I spent a couple hundred bucks at that store in the mall. You know the one that guys love to shop at, Victoria “has no more” Secrets. To her it was a gift for me; I guess it wasn’t what she really wanted.
In 2009, when we were really trying to get out of debt we almost decided not to celebrate Valentine’s Day that year. Instead, we made it a challenge to spend less than $5.00, but still make it special.
Turns out that was the best idea ever. Remember when you were a kid and you would make a gift for your mom. She would tell you, “homemade gifts are the best kind.” I thought she was just saying that, but it’s true.
Two years ago, I made my wife a card using pieces of our shredded credit cards. We went to dinner using a gift card that was given to us at Christmas. We watched her favorite movie without the kids. By far it was the most fun of all of the Valentine’s days that I can remember and certainly was the cheapest.
I got some big plans for this year, but since my wife reads my blog post…I can’t talk about it here.
I do want to encourage you to take the debt free VD challenge…the rules are simple. You must be creative and make your Valentine something or do something that doesn’t cost you more than $5.00. That’s it!
Here are some ideas to help you enjoy VD without spending a ton of money.
- Make a card using your computer, crayons, markers or even the comics from the Sunday paper.
- Make coupons that allow him/her to take the night off, while you complete their nightly chores. (My wife thinks it is sexy when I clean the house).
- Ask a friend to watch the kids and prepare a special dinner at home for the two of you.
- Get a book from the library about massages and give your Valentine a full body massage.
- Get up early, make breakfast and serve it to your Valentine in bed.
- Take a walk down memory lane — pull out the photo albums from your early days of dating.
- Make a scrapbook with photos, mementos, and little notes from your lives together.
- Write a love letter to your valentine and mail it, so he/she gets it on February 14th.
Whatever you decide to do, remember gifts are not a reason to blow your budget or run up the credit card bills. Stay true to your plan. Good Luck!